Cartwright Group : Actuaries and Consultants : Godalming, Guildford, Surrey, London, South East

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	Latest updates

				PPF LEVIES FOR 2011/12 AND BEYOND The Pension Protection Fund (PPF) has set out its proposals for the 2011/2012 PPF Levy and also for fundamental changes to the levy calculation for 2012 /13 onwards. Click here to download a PDF of this update from Cartwright Group

				GILT YIELDS - HOW LOW CAN THEY GO? Yields on long term fixed interest gilts are very important for pension scheme finances. These gilt yields have been falling throughout 2010 - from 4.5% p.a. at the start of the year to 4.0% p.a. at the start of August, before an astonishing fall to 3.4% p.a. at the start of September. Click here to download a PDF of this update from Cartwright Group

				A DECREASE TO PENSION INCREASES? In future minimum levels of pension increases under occupational pension schemes are to be based on the CPI rather than the RPI. For schemes which apply the minimum level of increases (or which can be amended to do so) this will mean a reduction in Scheme liabilities and hence an improvement in funding. Click here to download a PDF of this update from Cartwright Group

				THE COALITION GOVERNMENT'S EMERGENCY BUDGET - WHAT ARE THE IMPLICATIONS FOR COMPANY PENSION PROVISION? The Coalition Government delivered its first Budget on 22nd June, setting out its blueprint for economic stimulation and growth, and for reducing the country's enormous deficit. But what of the impact on retirement saving and pension provision? Click here to download a PDF of this update from Cartwright Group

				PENSION SAVING, HIGH EARNERS AND TAXATION - IS THIS THE BEGINNING OF THE END? The previous government made a number of changes to taxation and in particular the way in which pension saving is taxed for 'high earners'. With the tapered removal of personal allowances for anyone with income over £100,000 and a tapered reduction in pension contribution tax relief for most individuals earning over £150,000, we look at the potential impact of this and ask whether this signals the end of higher rate tax relief for all? Click here to download a PDF of this update from Cartwright Group

	For more information, please call 01483 860201